Six ways to fund
what comes next.
Whatever you're financing — a fleet upgrade, a property purchase, a stock order, or a gap between invoices — we match you against a whole-of-market panel of 60+ lenders to find the structure that actually fits.
Whole-of-market broker · No obligation quote · Decisions from 48 hours
Range arranged across our six core products for UK trading businesses, from a card-sales advance to a commercial mortgage.
Panel lendersHigh-street banks, challenger banks and specialist funds, matched to the product and sector that fits.
Six products, one relationship manager.
Jump to a solution for the detail, or book a consultation and we'll tell you which one actually fits.
Asset Finance
Spread the cost of vehicles, plant and equipment with hire purchase or leasing.
Bridging Loans
Short-term secured finance to complete a purchase, chain-break or refurbishment.
Commercial Mortgages
Long-term finance secured against trading premises or investment property.
Growth Capital
Revenue-based and unsecured funding to finance stock, hiring or expansion.
Invoice Finance
Release cash tied up in unpaid invoices, confidential or disclosed.
Merchant Cash Advance
Repay through a fixed percentage of future card sales.
Own or use the equipment your business runs on, without tying up working capital.
Hire purchase and leasing structured around how the asset earns you money, not a generic repayment schedule. We arrange finance for vehicles, plant, machinery and technology across construction, logistics, manufacturing, medical and professional services.
- Fixed monthly repayments over 1–7 years
- Hire purchase (you own the asset at term end) or leasing (off-balance-sheet options)
- New and used assets, including private sale purchases
- Refinance existing owned assets to release capital
Move at the speed the opportunity needs, not the speed your bank works at.
Short-term secured finance to complete a purchase, break a chain, fund a refurbishment, or cover a timing gap ahead of longer-term finance being in place. Indicative terms in as little as 48 hours for straightforward cases.
- Terms from 1 to 18 months, interest can be rolled up
- Secured against residential, commercial or mixed-use property
- Loan-to-value typically up to 75%
- Clear exit via sale, refinance or development completion
Stop paying rent into someone else's asset.
Long-term finance secured against trading premises, investment property or owner-occupied commercial assets. We arrange terms for owner-occupiers buying their own premises and for investors building a commercial property portfolio.
- Loan-to-value typically up to 75%
- Terms from 5 to 25 years
- Fixed or variable rate options
- Capital repayment or interest-only structures
Fund the next stage without handing over equity to do it.
Revenue-based and unsecured funding lines to finance stock, hiring, marketing or expansion. Structured around your trading performance rather than requiring fixed asset security, with repayments that can flex against revenue.
- Unsecured facilities for established trading businesses
- Revenue-based repayment options available
- Funding decisions based on trading history, not just assets
- Suited to stock purchases, hiring rounds and marketing spend
Get paid on your terms, not your customer's.
Release cash tied up in unpaid invoices with a facility that scales as your turnover grows. Available confidentially, so your customers are never aware, or disclosed where that structure suits your business better.
- Release up to 90% of invoice value, typically within 24 hours
- Facility scales automatically with turnover
- Confidential or disclosed facilities available
- Suited to B2B businesses with 30–90 day payment terms
Repayments that rise and fall with your till, not a fixed date in the calendar.
An advance against future card sales, repaid as a fixed percentage of takings rather than a set monthly amount. Built for retail, hospitality and other card-sales-heavy businesses that want funding without a fixed repayment during quiet trading periods.
- No fixed monthly repayment — scales with card sales
- No property or asset security required
- Fast decisions, funds often released within days
- Suited to retail, hospitality and other high-card-volume businesses
Not sure which one fits? That's what we're for.
One relationship manager guides your application through the whole process, whichever product ends up being right.
Tell us your goals
A short call or online form covering what you need to fund, timeline and current trading position.
We match your panel
Your relationship manager shortlists lenders and products from our panel of 60+ that fit your sector and structure.
Compare tailored offers
We present indicative terms side by side in plain English, with the trade-offs of each clearly set out.
Funds released
Once terms are accepted, our team manages drawdown so funds land where and when your business needs them.
Not sure which solution fits?
Tell us what you're financing and we'll come back with a shortlist of realistic options — usually within one working day.