About Crestmount

Brokers first.
Bankers second.
On your side, always.

Crestmount Finance Ltd was built on a simple idea: UK businesses deserve a broker who works for them, not for a lender's balance sheet. Since 2014 we've arranged funding across a whole-of-market panel, guided by one relationship manager from first enquiry to drawdown.

Book a consultation Meet the team

Founded 2014 · Independent · FCA authorised and regulated

Founded

2014

Eleven years arranging commercial finance for UK businesses, through changing lending conditions and market cycles.

Specialists

Relationship managers and underwriting specialists across asset finance, property and working capital.

£480m+

Facilities arranged

1,240+

UK businesses funded

60+

Panel lenders

4.9/5

Client satisfaction

Our story

Started by brokers who were tired of watching good businesses get bad advice.

Crestmount was founded by a small team of commercial finance brokers who had spent years inside high-street banks, watching straightforward businesses get turned away over policy technicalities rather than genuine risk.

We started with a single desk and a handful of lender relationships, arranging asset finance for trades businesses across the South East. The brief never changed: understand the business first, then find the structure that fits it not the other way around.

Today our panel has grown to more than 60 lenders spanning high-street banks, challenger banks and specialist funds, but the model is the same one we started with. One relationship manager owns your case from enquiry to drawdown, and we're paid to find you the right fit, not to place volume with any single lender.

Team members collaborating around a table in the Crestmount office

What we stand for

Three commitments that don't change, whatever the market's doing.

Our advice has to hold up under scrutiny from clients, from lenders, and from our regulator.

Independent by design

We hold no equity stake in any lender and receive no preferential incentive to place business with one over another. Every recommendation is led by fit for your business, not by which relationship is easiest for us.

Plain English, always

Commercial finance terms are complicated enough without jargon on top. We set out rates, fees and trade-offs in language a busy founder can read once and understand.

Accountable to one person

Your relationship manager is named, reachable, and responsible for your case end to end. If something goes wrong, you're never told to "raise a ticket" you call the person who already knows your business.

Finance solutions

Funding built around how your business actually operates.

We look across secured and unsecured products to find the structure that fits your cash flow, assets and timeline not the other way around.

Asset Finance

Spread the cost of vehicles, plant and equipment with hire purchase or leasing structured around your usage.

£10k – £2m

Hand holding keys in front of a property entrance

Bridging Loans

Short-term secured finance to complete a purchase, chain-break or refurbishment ahead of longer-term funding.

£50k – £5m · 1–18 months

Modern commercial office building exterior

Commercial Mortgages

Long-term finance secured against trading premises, investment property or owner-occupied commercial assets.

Up to 75% LTV

Team working together on laptops in an office

Growth Capital

Revenue-based and unsecured funding lines to finance stock, hiring or expansion without diluting equity.

£25k – £750k

Paperwork and invoices laid out on a desk

Invoice Finance

Release cash tied up in unpaid invoices with a facility that scales with turnover, confidential or disclosed.

Up to 90% of invoice value

Customer paying by card at a small shop counter

Merchant Cash Advance

Repay through a fixed percentage of future card sales no fixed monthly repayment to budget around.

£5k – £300k

How it works

From enquiry to funds, in four steps.

One relationship manager guides your application through the whole process you're never passed between departments.

Relationship manager talking through options with colleagues

Every case is handled by a named relationship manager who stays with you from the first phone call through to funds landing in your account. We ask about your business before we ask about the numbers the shortlist of lenders only gets built once we understand what you're actually trying to do.

Tell us your goals

A short call or online form covering what you need to fund, timeline and current trading position.

We match your panel

Your relationship manager shortlists lenders from our panel of 60+ who fit your sector and structure.

Compare tailored offers

We present indicative terms side by side in plain English, with the trade-offs of each clearly set out.

Funds released

Once terms are accepted, our team manages drawdown so funds land where and when your business needs them.

Milestones

Eleven years, in a handful of numbers.

2014

Crestmount founded

Opened our first desk arranging asset finance for trades and manufacturing businesses.

2018

Panel passes 40 lenders

Added bridging and commercial mortgage panels alongside our original asset finance relationships.

2021

£250m arranged

Crossed a quarter-billion in cumulative facilities, expanding into invoice finance and growth capital.

2026

1,240+ businesses funded

Panel now spans 60+ lenders, with £480m+ arranged for UK businesses to date.

Leadership

The people who'll actually work your case.

Every client is assigned a named relationship manager from this team not a call centre queue.

Christopher tomgate

Co-founder with two decades in commercial banking before starting Crestmount in 2014. Leads on complex and larger-ticket facilities.

Executive Director

Mohamed Anwar

Heads our bridging and property finance desk, with a background structuring short-term secured lending for developers and investors.

Managing Director/ CEO

Pauline Adams

Oversees client relationships from first enquiry through to drawdown, and leads our compliance and due diligence standards.

Finance Director/ CFO

Tonny Gittens

Runs our asset finance and growth capital panel, working closely with owner-managed businesses across manufacturing and logistics.

Operations Director / COO

Mattews Hall

Heads our bridging and property finance desk, with a background structuring short-term secured lending for developers and investors.

Credit & Lending Director

Ivy London

Guides clients through tailored financial solutions, providing expert advice, managing relationships, and ensuring their financial goals are met with confidence and compliance.

Financial Advisor

“

We started Crestmount because too many good businesses were being told "no" by a single underwriter, when the right lender for them existed somewhere else on the market. Eleven years on, that's still the entire job.

Edward Marlowe · Co-founder & Managing Director

60+

Panel lenders

11 yrs

Track record

Client results

What it's like to work with us.

A few of the businesses we've arranged funding for, in their own words.

"Crestmount found us a bridging facility in nine days when our own bank quoted six weeks. That timeline was the difference between losing the site and completing on it."

Priya Shah
Founder, Ashgrove Interiors · Bristol

"We needed six new vans on the road before a contract start date with almost no notice. Our relationship manager had indicative terms back to us in two days and never once made us feel like a small account."

Marcus Webb
Site Director, Northfield Logistics · Leeds

"A merchant cash advance let us open our second site without taking on a fixed loan repayment during our quietest trading months. Nobody had explained that option to us before."

Elena Rossi
Owner, The Copper Kettle Café · Manchester

Get started

Talk to a relationship manager, not a call centre.

Tell us what you're financing and we'll come back with a shortlist of realistic options, usually within one working day.

Book a consultation Call +447344932897

Brokers first.Bankers second.On your side, always.